UPI Handles Over Rs.24.03 Lakh Cr In Payments In June 2025

This was spread across 18.39 billion transactions. Compared to the same month last year, when there were 13.88 billion transactions, the growth is clear. There is an increase of about 32 per cent in just one year, according to a statement.

The UPI system now serves 491 million individuals and 65 million merchants. It connects 675 banks on a single platform, allowing people to make payments easily without worrying about which bank they use. Today, UPI accounts for 85 per cent of all digital transactions in India. Its impact goes beyond national borders, powering nearly 50 per cent of global real-time digital payments.

These figures show more than just numbers. They reflect trust, convenience and speed. Every month, more individuals and businesses choose UPI for their payments. This growing use is a strong sign that India is moving steadily towards a cashless economy.

India’s Unified Payments Interface is also now the world’s number one real-time payment system. It has surpassed Visa to take the lead in processing daily transactions. UPI handles more than 640 million transactions every day, compared to Visa’s 639 million. This scale is extraordinary, especially when you consider that UPI achieved it in just nine years.

The UPI now accounts for almost 50 per cent of transactions globally. This shows the strength of an open and interoperable system built for speed and simplicity. The success story does not stop at home. The UPI is making its presence felt across borders. It is already live in seven countries, including the UAE, Singapore, Bhutan, Nepal, Sri Lanka, France and Mauritius. Its entry into France is a milestone because it is UPI’s first step into Europe. This allows Indians travelling or living there to pay seamlessly without the usual hassles of foreign transactions.