Nellore: District Consumer Disputes Redressal Forum at Nellore has rendered justice to a woman and her two unmarried daughters by directing an insurance firm to pay Rs 19.90 lakh with interest towards the settlement of a policy obtained by the husband of the woman who succumbed to sunstroke three years back.
The insurance firm, LIC of India had refused to entertain the claim from the woman, Ms Purini Manjula, 42, and her daughters Yamuna, 21 and Annapoorna, 19, of Inamadugu village in Kovur mandal of SPSR Nellore district under the pretext that accident insurance was not applicable to sunstroke victims.
The firm also attempted to reject the claim under the plea that the policyholder Mr Purini Manohar had shown his income as Rs 2,60,000 per annum while obtaining the policy but he mentioned the income as Rs 12,000 to revenue authorities to secure white ration card and Arogya Sree card.
According to the advocate for the women, Mr A. Chandrasekhar Gupta, Manohar was an agriculturist while he was alive and he took insurance policy under New Endowment Plan (with profits) bearing No. 845326340. The insurance company had collected Rs 18,607 as premium amount. As per the terms of the policy, the date of commencement of the policy was February 10, 2015 and its maturity is on February 10, 2045.
Though LIC officials had assured her that the claim amount would be paid within 20 days, they kept postponing the date.
Bank pulled up over education loan damage
In another case, president of the District Consumer Disputes Redressal Forum Mr Sk. Mohd. Ismail in Nellore has ordered Bank of India to pay Rs 10,000 towards damages to a customer for debiting Rs 3,700 from his account towards monthly instalment of education loan of his son even before the completion of the course in October last year.
Making it clear that that the bank had got no powers to debit any amount without intimation to the customer, the bank was also told to pay Rs 5,000 to the customer towards the costs of the complaint.
