Thiruvananthapuram: MEDISEP, the insurance policy initiated by the state government for government staff and pensioners from June 1, is being delayed by at least one month as the list of private hospitals enlisted for the project is yet to be finalised.
MEDISEP was announced in the 2017-18 budget. Following this, an e-tender was floated after expression of interest was invited from companies approved by the IRDA. Reliance General Insurance which quoted the lowest annual premium of `2,992.48 was selected.
Pro-Congress NGO Association president N.K. Benny told Deccan Chronicle that though the state government proposed to deduct the premium from the salary from Saturday, it did not happen. The last date for updating the employees’ details has been extended to June 10.
Mr Benny said that with the introduction of the insurance, the medical reimbursement benefit for the employees will come to an end. He said the government is led by those who have been opposing corporate companies like Reliance. Moreover, Reliance was facing various allegations of financial fraud. In such circumstances, it was not correct to award the contract to Reliance, he said.
The insurance policy envisaged a basic cover of `2 lakh for all families. The family will also get an additional cover of a maximum of `6 lakh for serious ailments, including organ transplantation.
If `6 lakh is insufficient for the treatment of serious ailments, a maximum of `3 lakh will also be provided to a family.
The premium will be collected as instalments of `250 from government employees. In case of pensioners, the current medical allowance of `300 will be paid as premium.
The scheme covered newly-recruited employees and their families, part-time contingent employees, part-time teachers, teaching and non-teaching staff of aided schools and colleges and their family, pensioners and their spouses and family pensioners, government employees, including the staff of the High Court, employees of LSGs and universities.