ClearDu: Where Technology and Strategy Converge in the World of NPA Resolution

In a world where financial institutions are constantly navigating the complexities of collections and recoveries of debts, one company has been quietly transforming the debt resolution space — with a sharp blend of technology, expertise, and human insight. Meet ClearDu, a Collections Fintech company based out of Ahmedabad, known not just for what it does, but how it does it.

ClearDu promoter is an ex-banker with over 20 years of experience in credit and risk management, ClearDu is built on a foundation of deep industry knowledge. With a wealth of experience spanning years in the banking industry, Promoter is a seasoned expert in financial services. Two seasoned technopreneurs joined hands to co-found the company, leading the IT and tech innovations that power ClearDu’s platform today.

With a team of over 800 professionals and operations spread across three high-tech offices and call centers in Ahmedabad, Jamshedpur, and Coimbatore, ClearDu has the capacity, reach, and expertise to manage high-volume retail and SME NPA portfolios. Each of their centers is equipped with modern infrastructure, supporting over 1,000 seats, and is staffed by team with deep industry knowledge and expertise in cutting-edge collection strategies to deliver optimal results.

So, what exactly ClearDu does?

At its core, ClearDu offers Debt Resolution Services to a wide range of financial institutions — from banks and NBFCs to microfinance companies and ARCs. Whether it’s Pre-due intimation to borrowers, early-stage collections, NPA recovery, or even accounts that have long been written off, ClearDu steps in with a strategic approach — blending digital tools, telecalling, field operations and legal collections. ClearDu is also specialised in legal collections, starting from sending digital notices, to conducting Lok Adalats, to handling Lawsuits, as well as SARFESI. It has developed a in house Legal Platform designed to automate legal actions, making the process faster and more streamlined

ClearDu has tailored its approach specifically to handle large and complex portfolios, with expertise in managing Bucket X and NPA for both secured and unsecured loans.

What sets them apart?

ClearDu leverages AI-driven solutions to transform recovery strategies. Their platform utilizes predictive analytics and data science models to optimize outcomes and continuously enhance performance. For clients, this translates into higher recovery rates, quicker turnarounds, and full transparency. The Return on Recovery (ROR) they provide is above industry-leading standards

Integration is another big win. ClearDu’s systems can seamlessly connect with banks’ core platforms, making onboarding and scaling up faster and smoother than most players in the market.

Add this to their robust data security practices — backed by ISO 9001 and ISO 27001 certifications — and it’s no surprise that some of the country’s top financial institutions trust ClearDu as their recovery partner.

As a leading Debt Recovery Firm, ClearDu ensure full adherence to all regulatory norms and compliance standards, upholding the highest level of integrity and accountability in every aspect of our operations.

Over the years, ClearDu has built lasting relationships with industry leaders— not just by solving their debt recovery challenges but by doing so with integrity, innovation, and impact. The company continues to grow, not just in numbers, but in the value it brings to the ecosystem.

ClearDu focus on providing tailored debt recovery solutions, utilizing both traditional and innovative methods to ensure maximum recovery.