ERP Embedded Payment Cards To Ease Students, Drivers' Campus, Fuel Station Payments

Mumbai: Students and bus driver's identity cards will now also serve as payment card for select transactions across campuses of academic institutions and transport fuel stations.

To enable identity-linked digital payments through an embedded, ERP-integrated platform Network People Services Technologies (NPST),a digital banking and payments technology company announced a strategic partnership with another tech company Infinity Infoway, a SaaS company specializing in ERP and digital transformation solutions for education and industry sectors.

NPST has tied up with NSDL Payment Bank for the settlement of transactions.

The solution will be rolled out pan India in a phased manner, beginning with controlled deployments across select educational institutions and enterprises, followed by broader expansion based on partner requirements and regulatory guidelines.

How it will work was explained by two companies.

"NPST’s TimePay Prepaid Card with Infinity Infoway brings embedded payments into the heart of enterprise operations by integrating prepaid payment capabilities with ERP-led business workflows. Student IDs, employee IDs, and driver IDs are transformed into secure, prepaid credentials that support operational use cases, with payments acting as a natural extension of how organisations already function."

"Infinity Infoway’s ERP governs core operational processes such as identity issuance, role definition, access rights, approvals, and policy enforcement. NPST’s payment layer is embedded into this operational framework, allowing transactions to occur only within the boundaries defined by the organisations. As a result, who can spend, where they can spend, and how payments are used are determined by operational rules, not manual intervention."

"By embedding payments directly into identity credentials, Timepay enables institutions to digitise everyday transactions while retaining control, compliance, and transparency," said Deepak Chand Thakur, CEO and co founder, NPST.

“Together, we aim to build a single identity–based, infinite payments ecosystem for students, employees, and drivers. Infinity’s capabilities and presence in the education ecosystem will enable us deliver greater value to students, parents, and education management,” said Bhavesh Gadhethariya, founder and MD, Infinity Infoway.

For educational institutions, the partnership embeds prepaid payments into academic and administrative workflows, enabling controlled usage across approved on campus merchants and predefined categories such as canteens, bookstores, and transportation. Parents can preload funds, reducing cash handling while ensuring transaction visibility, auditability, and misuse prevention. The platform also supports core school and student management operations, including identity management, administration, and operational reporting, through a single integrated system.

For transport companies and fleet operators, the platform embeds prepaid payments into operational workflows to address challenges such as fuel overbilling and misuse of cash advances. Driver issued identity credentials can be configured for use only at authorised fuel stations or approved expense categories, with predefined limits governed by operational policies. Digital transaction trails and real time reconciliation improve cost control and audit readiness, while supporting safer, cashless operations for drivers. The platform also integrates fleet operations such as inventory management, fuel controls, and employee management within a single system.